One of the most controversial aspects of healthcare reform is the inclusion of an individual and employer health insurance mandate. Proponents of the mandate claim that it will help defray the increased cost of bringing millions of uninsured Americans into the fold. Affordable health insurance is most easily achieved when insurers are able to spread [...]

A recent report from the Congressional Budget Office highlights the continual struggle of providing affordable health insurance to all Americans. Healthcare reform legislation recently passed by the Senate will cost over $800 billion while making significant regulatory and structural changes to the current health insurance system. While the goal of proponents is to extend coverage [...]